Financial Options

Flexible Financing with PayPal Credit

With PayPal Credit, making purchases from Love Truck is even easier. This credit line links directly to your PayPal account, allowing you to shop now and pay later with the same trusted security you expect from PayPal.

How Does 0% Interest for 4 Months Work?

When you spend £99 or more in a single transaction, you qualify for 0% interest for four months. This gives you time to pay off your purchase without any added interest, making it simple to budget for those larger items.

After the 4-month period, any remaining balance will be subject to a 21.9% p.a. variable interest rate. Just make sure to keep up with your minimum payments to maintain good standing. For specific terms, check out the PayPal Credit Agreement.

How to Apply for PayPal Credit

Applying for PayPal Credit is simple. Just choose PayPal at checkout and select the PayPal Credit option. If you'd prefer to set it up ahead of time, you can fill out a short application here. Once approved, your PayPal Credit line will be available for use on your next Love Truck purchase.

Borrow Responsibly

It’s always smart to borrow within your means—only take on credit you can comfortably pay off. This way, you can enjoy your purchase without any extra financial stress.

Flexible Financing with Affirm

Turn your truck dreams into reality with easy financing options offered by Affirm, featuring rates as low as 0% APR.

How Does Affirm Work?

Choose a payment plan that suits your needs, whether it’s 3, 6, 12, 18, 24, or even 36 months. Start shopping by adding your favorite upgrades and accessories to your cart, then select Affirm at checkout for a financing option that works for you.

Check Your Eligibility

Get prequalified today to see your personalized rates without affecting your credit score.

Borrow Responsibly

Only borrow within your means. Make sure to choose a plan that you’re comfortable paying off without stress, so you can enjoy your purchase with peace of mind.

Flexible Financing with Shop Pay Installments

Turn your Love Truck purchase into 4 easy, interest-free payments with Shop Pay. It’s a simple, flexible way to buy now and pay later, with no hidden fees.

How Shop Pay Works:

• Pay in 4: Split your total Love Truck purchase into 4 equal payments, due every two weeks.
• No Interest or Fees: When you pay on time, there’s no interest and no hidden fees.
• Quick and Simple Process: Simply select Shop Pay at checkout and choose the "Pay in 4" option. Your first payment is made immediately, and the remaining three payments will be automatically charged to your payment method every two weeks.
• Shop Now, Pay Later: Enjoy your Love Truck products right away, while spreading the cost over time.

Eligibility and Terms:

• Minimum Purchase: Shop Pay Installments are available on orders between $50 and $999.99.
• Flexible Monthly Plans: For larger purchases (between $150 and $20,000), Shop Pay offers monthly installment plans with interest rates ranging from 6% to 36% APR.
• Prequalification: Check your eligibility for Shop Pay at checkout without affecting your credit score.

Why Use Shop Pay?

• Fast and Secure: Shop Pay provides a secure checkout experience with stored payment information for future Love Truck purchases.
• Never Miss a Payment: Get reminders for your payments via email or SMS, and manage your installments easily through the Shop app.
• No Impact on Your Credit: Shop Pay Installments don’t affect your credit score, and applying for the payment plan is quick and easy.

Borrow Responsibly:

Only borrow within your means. Choose an installment plan that fits your budget to ensure a smooth, stress-free experience.